Understanding your financial aims is the key to intelligent investment and savings planning. Therefore we will work with you and help you choose an investment and savings plan suited to your needs, using investments best fitting your attitude to risk and tax position.
Investment choices include:
Tax efficient returns on savings with a choice of making regular payments or a lump sum.
ISAs can be used to save cash or invest in stocks and shares.
Unit Trusts and OEICs
Are shared investments that diversify your portfolio and help reduce the risk by spreading your investment between
multiple companies on the world stock markets.
National Savings Products
Include premium bonds and index-linked savings certificates.
Single premium life insurance policies in which you can invest a lump sum into a variety of funds.
Protect your loved ones if the unexpected happens to you.
Life cover can help pay final expenses, replace lost income, and help provide more financial security for your family.
Protect your income against unemployment, sickness or accident to help keep up mortgage repayments,
repay debts and provide sufficient funds for dependants.
Critical Illness Cover
Critical illness insurance pays you a tax-free sum of money if you are diagnosed as having a serious
illness or have an accident that permanently prevents you from working.
A lump sum can help to clear existing debts, for example a mortgage or loan. It can also provide for necessary alterations to an individual's property such as disabled access, lifts and ramps etc.
A personal pension scheme is an individual investment plan specifically aimed to provide you with an income when you retire and help
retain the standard of living you are used to.
Whether reviewing an existing pension, or starting a new pension, Wakefield Financial Services will find the right scheme for you.
Auto Enrolment Pensions
With AE many employers will be looking for advice on establishing their relevant company pension schemes.
We can provide help and advice with this seemingly complex requirement.
Some aspects of occupational schemes are regulated by the Pensions Regulator.